Obama Lied. My FOURTH Health Plan Died

By Michelle Malkin

Obamacare Exchanges on Life Support
Obama Lied. My FOURTH Health Plan Died
Michelle Malkin
Michelle Malkin

USA – -(Ammoland.com)- Cue the funeral bagpipes. My fourth health insurance plan is dead.

Two weeks ago, my husband and I received yet another cancellation notice for our private, individual health insurance coverage. It's our fourth Obamacare-induced obituary in four years. Our first death notice, from Anthem Blue Cross and Blue Shield, arrived in the fall of 2013. The insurer informed us that because of “changes from health care reform (also called the Affordable Care Act or ACA),” our plan no longer met the federal government's requirements.

Never mind our needs and desires as consumers who were quite satisfied with a high-deductible PPO that included a wide network of doctors for ourselves and our two children.

Our second death knell, from Rocky Mountain Health Plans, tolled in August 2015. That notice signaled the end of a plan we didn't want in the first place that didn't cover our kids' dental care and wasn't accepted at our local urgent care clinic. The insurer pulled out of the individual market in all but one county in Colorado, following the complete withdrawal from that sector by Humana and UnitedHealthcare.

Our third “notice of plan discontinuation,” again from Anthem, informed us that the insurer would “no longer offer your current health plan in the State of Colorado” in August 2016. With fewer and fewer choices as know-it-all Obamacare bureaucrats decimated the individual market here and across the country, we enrolled in a high-deductible Bronze HSA EPO (Health Savings Account Exclusive Provider Organization) offered by Minneapolis-based startup, Bright Health.

Now, here we are barely a year later: Deja screwed times four. Our current plan will be discontinued on Jan. 1, 2018.

“But don't worry,” Bright Health's eulogy writer chirped, “we have similar plans to address your needs.”

Riiiiight. Where have I heard those pie-in-the-sky promises before? Oh, yeah. Straight out of the socialized medicine Trojan horse's mouth. “If you like your doctor,” President Obama promised, “you will be able to keep your doctor. Period. If you like your health care plan, you'll be able to keep your health care plan. Period. No one will take it away. No matter what.”

Is pathological lying covered under the Affordable Care Act?

Speaking of Affordable Care Act whoppers, so much for “affordable.” Our current deductible is $6,550 per person; $13,100 for our family of four. Assuming we can find a new plan at the bottom of the individual market barrel, our current monthly premium, $944.86, will rise to more than $1,300 a month.

“What's taking place is a market correction; the free market is at work,” says Colorado's state insurance commissioner, Marguerite Salazar. “(T)his could be an indication that there were too many options for the market to support.”

This presumptuous central planner called federal intervention to eliminate “too many” options for consumers the free market at work. Yes, friends, the Rocky Mountain High is real.

This isn't a “market correction.” It's a government catastrophe. Premiums for individual health plans in Virginia are set to skyrocket nearly 60 percent in 2018. In New Hampshire, those rates will rise 52 percent. In South Carolina, individual market consumers will face an average 31.3 percent hike. In Tennessee, they'll see rates jump between 20-40 percent.

Private, flexible PPOs for self-sufficient, self-employed people are vanishing by design. The social-engineered future — healthy, full-paying consumers being herded into government-run Obamacare exchanges and severely regulated regional HMOs — is a bipartisan big government health bureaucracy's dream come true.

These choice-wreckers had the arrogant audacity to denigrate our pre-Obamacare plans as “substandard” (Obama), “crappy” (MSNBC big mouth Ed Schultz) and “junk policies” (Sen. Tom Harkin, D-Iowa). When I first called attention to the cancellation notice tsunami in 2013, liberal Mother Jones magazine sneered that the phenomenon was “phony.” And they're (SET ITAL) still (END ITAL) denying the Obamacare death spiral. Liberal Vox Media recently called the crisis “a lie.”

I don't have enough four-letter words for these propagandists. There are an estimated 450,000 consumers like us in Colorado and 17 million of us nationwide — small-business owners, independent contractors and others who don't get their plans through group coverage, big companies or government employers. The costs, headaches and disruption in our lives caused by Obamacare's meddling meddlers are real and massive.

But we're puzzles to corporate media journalists who've never had to meet a payroll and don't even know what is the individual market.

We're invisible to late-night TV clowns who get their Obamacare-at-all-costs talking points from Chuck Schumer.

We're pariahs to social justice health care activists and Democrats who want us to just shut up and subsidize everyone else's insurance.

And we're expendables to establishment Republicans who hoovered up campaign donations on the empty promise to repeal Obamacare — and now consider amnesty for immigrants here illegally and gun control higher legislative priorities than keeping their damned word.

We're the canaries in the Obamacare coal mine. Ignore us at your peril, America. You're next.

About: Michelle Malkin
Michelle Malkin is host of “Michelle Malkin Investigates” on CRTV.com. As well as the author of “Culture of Corruption: Obama and his Team of Tax Cheats, Crooks and Cronies” & “Unhinged: Exposing Liberals Gone Wild“. Her email address is [email protected]

  • 17 thoughts on “Obama Lied. My FOURTH Health Plan Died

    1. Saul Alinsky”s #1 doctrine to topple a nation and create a socialist state:

      1) Healthcare — Control healthcare and you control the people.

    2. This is exactly the kind of bunk Malkin is notorious for peddling. There are a number of reasons insurers drop coverage. They did it BEFORE the Affordable Care Act all the time, just like they raised premiums all the time–and at a much higher rate than now.

      One of the drivers of insurers ending coverage is that the feds are withholding payments of subsidies to them that were called for under the law. This started with Marco Rubio in the Senate and was advanced by GOPers in general, who’ve been intent on destroying ACA from the beginning. Other efforts to undermine ACA have gone on steroids under Trump’s HHS department.

      You can hate it or love it, but facts are facts, and if you care about knowing the truth, know this: You sure aren’t going to get it from Malkin.

      Check Google: marco rubio aca subsidies insurers

      1. Kaydub what the h&ll are you talking about. The premiums and deductibles she has quoted are real and the amount of premium increases in various states is real. There is no way you or Nancy Pelose can spin this one. News flash: Obamacare was a lie and distortion from the beginning. Obama lied to the public, he was use to that, and the end result was for all this to fall into one payer healthcare which means the government would have full control of your health decisions and how much it would cost you. The term SOCIALIZED medicine is the most accurate and would have been carried out if hiLIARy would have become president.

        1. I replied to you on Friday with extensive information, but the website hasn’t posted it. I don’t know it you’ll even see this. Oh, well.

          1. News flash, the law did not allow for the subsidy payments! Obama wrote an executive order to rob the treasury in order to buy off the insurance industry corporations!

            A federal court ruled that the payments were unconstitutional, and that the executive order was unconstitutional, because the president is not allowed to just take money from the treasury nilly Willy and give it to whom he wants!

            The power of the purse resides solely with Congress, not the executive branch!

            Trump’s executive order stopping those payments is constitutional because he is actually obeying the law, something that Democrats simply don’t know how to do!

            Put that in your pipe and smoke it!

    3. Just for the record, the architect of the federal healthcare law said last year that a “lack of transparency” and the “stupidity of the American voter” helped Congress approve ObamaCare. In a clip unearthed, Massachusetts Institute of Technology Professor Jonathan Gruber appears on a panel and discusses how the reform earned enough votes to pass. He suggested that many lawmakers and voters didn’t know what was in the law or how its financing worked, and that this helped it win approval. “Lack of transparency is a huge political advantage,” Gruber said. “And basically, call it the stupidity of the American voter or whatever, but basically that was really, really critical for the thing to pass.” Gruber made the comment while discussing how the law was “written in a tortured way” to avoid a bad score from the Congressional Budget Office. He suggested that voters would have rejected ObamaCare if the penalties for going without health insurance were interpreted as taxes, either by budget analysts or the public. “If CBO scored the [individual] mandate as taxes, the bill dies,” Gruber said. “If you had a law that made it explicit that healthy people are going to pay in and sick people are going to get subsidies, it would not have passed,” he added.

      1. @ras, Yes, I saw Gruber on video saying how stupid the American public is and how Obamacare would never have passed except for all the lies that Gruber told. Deception, deceit, and disdain of this magnitude deserve … a rope.

    4. Government forcing you to buy a product or service from private industry under pain of fines and/or imprisonment is about as far from Constitutional as you can get. Obamacare was an Insurance Industry scam from the get-go as was the Wall street bailout. Look who profited from both. The insurance lobby is the largest in the nation and they own both the congress and senate, but no longer the White House.

    5. Obama (AKA Doggie-Doo) like Hill-O-Sh*t effed up everything he touched. He is a failure. Like many people he is so filled with hate he couldn’t do the right thing if he had instructions on how to do it. The failure of Obama Care is a deliberate attack and was planned that way from the start so the Demon-Craps could control our health care, thus control us. Unfortunately we have swamp creatures who call themselves Republicans who want to keep it, it is those swamp creatures that we must get rid of ASAP.

    6. Health Care is not an enumerated power delegated to the federal government

      Our federal Constitution doesn’t delegate to the federal government any power over the Country at Large regarding health care. Accordingly, all pretended federal laws, regulations, orders, opinions, purport to do so are unconstitutional as outside the scope of powers delegated and therefore UNCONSTITUTIONAL

    7. And this not only was completely predictable before they passed Obamacare, it was predicted.
      And the Democrats passed Obamacare anyway.

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